Crazy travel insurance claims

Quoted from MSN Money

Mugged by a monkey in Gibraltar? Bad haircut? Then you better make sure you have a good travel insurance policy.

These are just two of the more bizarre claims made by holidaymakers returning from a trip overseas, according to Go Travel Insurance.

But bad as it is to have a monkey making off with your camera, it's worse still to be left counting the cost. Yet millions of us don't take out travel insurance.

So to try and motivate people to get covered, as well as understanding what is and what isn't covered, Go Travel Insurance released its five strangest claims.

"Delayed luggage, lost cameras and missing passports are the usual claims faced by our staff, but there are a handful of people every year who come through to us with incredible stories," said chief executive Christian Young.

Monkey business

A man called complaining that he had been harassed by a monkey in Gibraltar. The monkey would not leave the man alone and then ran off with his camera.

Water carrier

A man lost his bag while travelling, but when the claim came through all he was claiming for was a bottle of water, a newspaper and a packet of mints.

Bad hair day

A man called wanting to claim for his daughter's bad haircut. She singed her hair on the oven in their apartment and so had paid to have her hair cut during the holiday, which turned out badly. As it happened while they were away the man thought that travel insurance should cover the cost.

Dog awful holiday

A dog owner wanted to claim for an operation that his pooch needed while he was away on holiday and it was being looked after by a friend. He was advised to refer to his pet insurance but he seemed to think that it should be covered under his travel insurance policy as he was away when the procedure took place.

Make up for a bad experience

A woman had her cosmetics bag stolen and was extremely distressed as it contained all her expensive lotions and make-up. However the thief would have got a shock as one of the expensive face cream tubs actually contained cream for her haemorrhoids.

Notes …

* This newsletter has been prepared with all possible care to ensure its accuracy. It is based on our current understanding of legislation and HMRC practice. 
* Neither Aisa Direct Ltd nor any of its employees can accept responsibility for any errors or omissions. You should seek further professional advice prior to action.