Pension losers!

You: “I only have a few thousand pounds that I have not looked at for years”

Us: “Why are you wasting your valuable investment? There is an alternative.”

Aisa says, "Unleash YOUR Pension and make it work for you! Today!"

If you are like the majority of the population, you probably have money lying about doing little for you in terms of investment returns in various places.

Pensions have historically been provided by companies with a limited range of investment funds and these investment funds often provide poor investment returns. Many people continue to invest in these unrewarding pensions despite their poor returns. The impact of course, is that your income in retirement will be lower than it should be and you can lose out in so many other ways.

Like most people, you are most probably not aware that there is an alternative.

What is the Alternative?

It has long been known that investment houses funds perform considerably better than Life Assurance companies’ funds. It has also long been known that investment houses specialist funds perform considerably better than managed funds and that a portfolio of the top specialist funds from a range of the best investment houses will result in higher returns for you with lower volatility.

We can advise you on the fund selection not on the basis of the highest performance this year but on the highest performance consistently over a number of years, as well as a number of other factors that we believe will result in you investing in the best available funds.

There are a limited range of providers that offer you a pension that has access to a large number of these funds, currently in the region of 800. By transferring your existing pension funds to one of these pensions, and by following our fund recommendations, we will aim to maximise the growth while minimising the risk.

The net result; a potentially higher pension fund for you at retirement! (Although this cannot be guaranteed)

How do I achieve this?

Academic research has shown that ‘asset allocation’ is the main determinant of investment performance. To unlock your pensions growth potential, we will guide you through the process and advise you on where to invest your pension funds. Critically, we can even do this online at a lower cost than a face to face meeting.

The funds will be monitored annually to ensure that they are doing what you want them to. If necessary, different funds can be selected from the wide range of funds available at any time at no cost. Thus, you will not be locked in to poor performing funds and you will not be in the position of having no alternative funds or a limited range to choose from.

If you wish to select your own funds, you are also able to do this. Select this option as you go through the online advice process.

What do I do next?

Stop wasting your hard earned money and CONTACT AISA now! 01672 569111

By doing this, you will be taken through the following steps:

• Complete a risk questionnaire. This will enable us to select the right range of specialist funds
• Provide your details and the details of your pension(s) that you wish to transfer
• Submit your application

To take advantage of our deal then please contact AISA on 01672 569111 and say you wish to consider a pension transfer.

We will take your personal details if we do not already hold them on file, and full details on the Pension you are looking to improve. We will then take you through the process via advice before applying. Please note that as always pension performance cannot be guaranteed, and that you should never cancel any existing policy unless you are sure. Investments can go up as well as down and past performance is not a reliable indicator to future performance. It can take several weeks for the whole process.

Dated 20 April 2008 – valid for 6 months. Aisa Direct Ltd, authorised and regulated by the FSA as Independent Financial Advisers. 1 Fordbrook Business Centre, Pewsey, SN9 5NU